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Job Information

USAA Bank Agile Product Owner Lead in Charlotte, North Carolina


Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty, and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

We are seeking 2 dedicated Bank Agile Product Owner Lead’s.

This position is a hybrid work type and can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Colorado Springs, CO or Tampa, FL. Hybrid roles help employees gain the best of both worlds – collaborating in-person in the office and working from home when needed to achieve focused results.

Works directly with the Bank agile team to prioritize work to derive business outcomes while delivering on Bank agile team commitments and ensuring the voice of the customer is strongly represented. Accountable for making decisions and prioritizing the Bank agile team backlog to drive business outcomes in service to the Business strategy. Acts as ‘voice of the end-user’. Brings a data-driven approach to decisions and impediment removal including strategic priorities and funding allocation. Sets product / value stream direction and ensures it is aligned with vital team members across the organization. Establishes a Bank agile team culture routed in visibility and learning, for seeking opportunities for testing & learning, continuous Bank agile team/process improvement and quality.

The Opportunity

What you'll do:


  • Identifies and leads existing and emerging risks that stem from business activities and the job role.

  • Ensures risks associated with business activities are effectively identified, measured, supervised, and controlled.

  • Follows written risk and compliance policies, standards, and procedures for business activities.

  • Partners with Bank agile team to develop, translate and drive the vision and strategy to key partners and Bank agile team members on Bank products to include member happiness. Leads the Bank agile team in ensuring understand business requirements for effective Bank product solutions.

  • Partners with the Team-of-Team Lead to clarify and drive alignment on the business strategy, goals, and objectives. Translates this understanding into a clear vision for the Bank agile team to advise the creation and prioritization of the Bank agile team’s backlog of work.

  • Collaborates with team members from the Bank and IT to resolve business needs required for implementing strategic objectives and deliver quality and innovative solutions.

  • Partners with Team-of-Team Lead to define and clearly communicate acceptance criteria for output based on business requirements and customer needs. Drives execution of successful objective implementation for Bank products and customer experience.

  • Solves unique problems with broad impact on the business; requires an innovative, data-driven approach to decision making including allocating funds and developing and supervising OKRs that drive product success.

  • Accountable for setting and delivering against Bank agile team-level OKRs.

  • Acts as “voice of the end-user”.

  • Proactively seeks customer feedback to learn and better understand their needs and requirements to ensure end user value is delivered to the marketplace.

  • Owns Bank agile team backlog (grooming, prioritization, and refinement).

  • Is accountable for maintaining a groomed backlog of user stories; works with the Bank agile team to estimate story size and complexity.

  • Optimizes the flow of value by assisting the multi-Bank agile team environment and progresses towards objectives, goals, and commitments, while removing impediments, resolving conflicts, and handling risks and issues that have a broad impact on the business.

  • Is strategic and proactive in meeting required objectives.

  • Acts in service of the Bank agile team's needs and goals; coaches, engages and provides feedback to the Bank agile team on work-in-progress; clarifies requirements, and takes an innovative approach to solving unique problems that may prevent the Bank agile team from progressing on objectives.

  • Identifies and drives opportunities for continuous Bank agile team and process improvement. Leads projects with notable risk and complexity; develops the strategy for project execution.

  • Anticipates business and regulatory issues; recommends product, process, or service improvements.

  • Impacts the direction and resource allocation for program, project, or services; works within general functional policies and industry guidelines.

What you have:

  • Bachelor’s degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.

  • 8 years of experience in process improvement, project delivery, business/requirements analysis or directly related to supported business operations/product line.

  • Knowledge of multiple technical software delivery methodologies (i.e., Agile, Waterfall, SAFe) with a proven track record in using these skills to develop and lead products through the entire product life cycle.

  • Expert experience in analyzing business requirements, process flows and use cases to find opportunities to streamline business processes in accordance with risk management framework and regulatory requirements.

  • Expert understanding and demonstrated use of Process Engineering methodologies and Change Management practices to translate business requirements into functional specifications.

  • Experience in engineering methodologies and Change Management practices to translate business requirements into functional specifications.

  • Extensive experience with applicable banking regulatory and compliance policies, including knowledge of applicable laws, rules, and regulations.

  • Experience communicating sophisticated ideas, anticipating potential objections, and persuading others, often at senior levels, to adopt a different point of view.

What sets you apart:

  • Experience leading scrum/agile teams.

  • Business Focus - driving business results through execution and strategic vision.

  • Customer journeys, experience across customer lifecycle from acquisition to servicing.

  • Experience facilitating funding of accounts and/or moving money.

  • Risk management strategy improvement.

  • Contact center employee experience

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $115,240 - $220,270 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Relocation assistance is not available for this position.


USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

Please do not type your first and last name in all caps.

Find your purpose. Join our mission.

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.