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Description

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

H ow will you make an impact in this role?

Provide compliance guidance to Credit and Fraud Risk on strategic initiatives for the commercial non-card product lines.

• Review risk management strategies across end-to-end risk functional areas, from new accounts to collections.

• Develop and maintain strong working relationships with business partners and internal stakeholders (e.g. other Global Risk and Compliance colleagues, General Counsel Office, Operational Excellence, Independent Compliance Testing, Privacy, Internal Audit Group)

• Review documentation and approve compliance related procedures, requirements, communications and other credit and fraud risk management related activities.

• Support CFR’s continuous innovation, while enhancing customer experience and ensuring safe and sound practices, consistent with regulatory expectations.

• Conduct ongoing risk assessment, monitoring and reporting activities to keep business informed of regulatory risks and issues.

• Manage an effective Compliance program, including overseeing the Annual Compliance Plan (ACP), Compliance Risk Assessment (CRA), Business Unit Compliance Assessments (BUCA) and issue management processes.

• Lead, coach and develop a team of Compliance Colleagues.

Minimum Qualifications

• Deep regulatory knowledge of the financial regulations applicable to commercial lending and credit card products including UDAP, Fair Lending and Regulation Z.

• Experience in banking, credit card, compliance, legal or risk.

• Proven experience supporting the effective execution of American Express’ Compliance Risk Management framework, including working knowledge of AEMP39

• Experience assessing, supporting, and managing launch of complex new products

• Ability to exercise sound judgment in the development and selection of compliant solutions

• Strong project management skills, ability to manage multiple projects and support multiple priorities simultaneously

• Demonstrated ability to make decisions independently, work well under pressure, meet deadlines and adapt easily to frequent change

• Strong collaborative skills and experience leading and working in a matrixed and agile environment and on cross-functional teams

• Strong leadership, analytical, organizational and managerial skills; ability to lead and inspire others through continuous coaching, feedback, recognition and encouragement

• Excellent verbal and written communication skills, including ability to persuade and influence

• Proactive, results-oriented, and self-driven

• Creative and highly collaborative ability to solve business challenges

• Bachelor’s degree required.

Preferred Qualifications

• Advanced degree

• Certified Regulatory Compliance Manager (CRCM) Certification

Qualifications

Salary Range: $130,000.00 to $205,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Job: Compliance

Primary Location: US-New York-New York City

Other Locations: US-Utah-Sandy, US-Florida-Sunrise, US-Arizona-Phoenix

Schedule Full-time

Req ID: 24015282