American Express Sr. Manager-Risk Management in New York, New York
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Risk & Information Management: Manager/Sr. Manager, Risk Management - Global Commercial Authorizations
Position Title: Manager/Senior Manager Risk Management - Commercial Customer Management Credit Risk
Job Responsibilities: This exciting global role within the Commercial Risk Management team will be responsible for managing the credit authorizations strategy across all the commercial businesses in American Express. Credit Authorizations is a Strategic Competitive Advantage of American Express as it is the core risk management engine behind our flagship charge card and other payment and lending products. This job will also provide an opportunity to gain insights on half a trillion dollars of global B2B payment transactions – AMEX’s closed-loop data is a core strategic advantage in the market place and this function will involve extensive data analytics using advanced techniques on this powerful dataset to arrive at smart ‘Risk-Return Tradeoff’ decisions across millions of customer transactions.
Strategy Design & Execution : Design, develop and, implement Credit Authorizations policies, strategies, tools, techniques and capabilities to profitably manage credit strategies across small, medium and large business segments -- balancing off best-in-class economics and customer experience
Credit Analysis and Monitoring : Closely monitor portfolio credit performance and carefully tailor authorizations ruleset
Synergy across Customer Management functions: role requires close collaboration with related customer management functions and regional risk officers to roll out intelligent strategies to profitably manage and maximize customer relationships
Globalization : Partner with International teams to rapidly execute global risk strategies across US and multiple International markets
Job requires extensively partnering with cross functional teams across central risk strategy, regional risk officers, decision sciences, financial underwriting, technologies, world services, global credit administration, legal & compliance, marketing, finance as well as the sales and account development teams to develop the strategies and flawlessly executing the same.
Analytics : Strong analytical/data mining and strategic problem solving skills
High energy and drive to innovate and evolve existing products, policies and processes while effectively managing day-to-day processes
Project Management : Detail oriented and organization skills; ability to manage multiple priorities/projects to effectively manage end-to-end process
Communications : Ability to communicate effectively and work well in a matrix environment, working closely with cross functional business partners
Technical Skills : Excellent Excel and PowerPoint, solid/strong SAS/SQL knowledge, Big Data, Hadoop, Machine learning and/or other statistical programming experience is a definite plus
Prior experience in financial / credit services / payments / risk management or related area is a plus
Knowledge of AMEX RIM systems and processes a definite plusEducational Requirement:
Advanced degree in a quantitative or engineering field preferred (Bachelors required; Masters and/or suitable combination of work experience preferred).
Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, age, or any other status protected by law.
Primary Location: US-New York-New York
Req ID: 21009961
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