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You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

American Express National Bank (AENB) is American Express’ chartered national bank. Headquartered in Utah, AENB is the single largest entity within American Express’ business, currently representing more than 50 percent of the company’s Card Member Spending, nearly 90 percent of its lending, and more than 60 percent of its revenues.

American Express National Bank provides American Express’ customers with access to consistent payments, financing, and savings products in three ways, including:

• Issuing and servicing charge and credit cards for the consumer and small business segments.

• Offering commercial loans to small and midsized merchants, as well as installment loans to consumers.

• Maintaining a Personal Savings program consisting of high-yield savings accounts and certificate of deposit products.

Colleagues across American Express’ key business units (known as “affiliates”) use their experience and skills to support AENB in executing on its strategy. In addition, many of American Express’ executives also serve as officers of AENB. AENB is governed by its own Board of Directors. It is regulated, supervised, and examined by several regulatory agencies, including the Office of the Comptroller of the Currency (OCC) for wide-ranging safety and soundness and the Consumer Financial Protection Bureau (CFPB) for adherence to federal consumer financial laws. All AENB colleagues, officers, and affiliates have a long-standing commitment to driving strong and standardized risk management practices in accordance with the OCC’s Heightened Standards guidelines.

The Enterprise Control Management Utility within AENB operates as a Center of Excellence to serve as a central support hub for all first-line control management teams throughout the enterprise and be a key connection point with the second-line GRC teams.

The Senior Manager of Operational Risk Programs will support the Director in providing guidance and oversight to the 1st Line of Defense (1LoD) on Operational Risk, ensuring that processes are developed, maintained, and managed in alignment with the frameworks established by the 2nd Line of Defense (2LoD).

This role will assist in implementing operational risk management programs within the 1LoD, ensuring that regulatory changes and updates to the enterprise's risk programs and frameworks are effectively integrated into 1LoD processes. The Senior Manager will also play a crucial role in promoting a risk-aware culture across the organization.

Responsibilities Include:

• Provide support to the 1LoD with execution plans for operational risk management within Business Units across the enterprise.

• Communicate and translate 2LoD established Operational Risk Programs to 1LoD Business Units, ensuring a strong and consistent understanding of the program's purpose in managing risk and how these programs are to be executed by risk owners.

• Provide a 1LoD perspective during the development of operational risk frameworks to enable effective risk management and decision-making that reflects the needs of Business Units.

• Facilitate the understanding and use of the risk governance framework across Business Units through regular communication.

• Support the sharing of risk management insights, best practices, themes, and trends across the enterprise.

Desired Qualifications:

• Bachelor’s Degree in Finance, Business, Risk Management, or a related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous.

• 4 years of experience in developing and implementing operational risk management programs and policy frameworks.

• Deep understanding of relevant regulations and proven success working with external regulators.

• Experience in a risk/control role within a financial institution.

• Strong communication and collaboration skills within a matrix organization, including working with client-facing businesses, Global Risk & Compliance, Technology, Legal (GCO), Finance, Global Services Group, and Internal Audit.

• Proven ability to identify mission-critical areas in an internal controls framework and prioritize work accordingly.

• Experience in supporting transformation and change initiatives within an organization.

• Experience working with or leading a team, both locally and internationally.

• Excellent organizational and problem-solving skills with attention to detail.

• Strong consultation, communication, facilitation, and presentation skills; ability to understand complex challenges and linkages and articulate them into actionable plans.

ORMCM

Qualifications

Salary Range: $90,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

Job: Risk

Primary Location: US-New York-New York

Other Locations: US-Utah-Sandy, US-Florida-Sunrise

Schedule Full-time

Tags ORMCM

Req ID: 24018606