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Job Information

USAA Bank Compliance Risk Manager Lead– Real Estate in Tampa, Florida

Purpose of Job

We are currently seeking a talented Compliance Risk Manager Lead – Real Estate for our San Antonio, TX or Plano, TX location.

ABOUT USAA

USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

In each of the past five years, we've been a top-40 Fortune 100 Best Companies to Work For®, and we've ranked among Victory Media's Top 10 Military Friendly® Employers for 13 years straight. We embrace a robust veteran workforce and encourage veterans and veteran spouses to apply.

Job Requirements

JOB SUMMARY

Provides second-line independent oversight and guidance regarding business products, services, and processes through a compliance framework to ensure they are executed in accordance with regulatory requirements. In partnership with the business and key stakeholders, continuously drives a strong culture of compliance and demonstrates integrity and professional judgment in protecting the interests of USAA and its members.

This Lead Compliance Risk Manager – Real Estate will be providing oversight and credible challenge of the Real Estate operations to include issue management, Risk Assessments, RCSA Oversight, Compliance controls oversight.

RESPONSIBILITIES

  • Anticipates and identifies future needs, opportunities and potential compliance solutions, and leads cross-functional teams through the problem resolution process.

  • Assesses results of data analyses, provides credible challenge and recommends innovative compliance solutions.

  • Develops, designs and delivers compliance strategies to influence business leadership on effective solutions and may represent leadership on complex issues.

  • Maintains and expands expert knowledge of the competitive/regulatory landscape and the company's key challenges.

  • May coordinate and respond to regulatory requirements and requests and ensures the execution of examinations.

  • Executes compliance risk management activities in accordance with enterprise compliance standards.

  • Serves as the technical expert regarding compliance laws and regulations and provides direction to others on complex issues.

MINIMUM REQUIREMENTS

  • Bachelor's degree required OR 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

  • 8 or more years of risk, compliance, or audit experience required

  • Demonstrated experience working in a highly regulated environment.

  • Expert knowledge of relevant industry regulations and regulatory compliance in a specific area.

  • Advanced knowledge of compliance laws, regulations and regulatory expectations

  • Demonstrated ability to apply advanced knowledge of regulatory compliance to consult and provide insight and guidance.

  • Demonstrated ability to communicate effectively at all levels of management

  • Advanced knowledge of Microsoft Office tools to include Word, Excel and PowerPoint.

PREFERRED REQUIREMENTS:

  • 6-8 years Real Estate Originations Compliance Experience

  • Strong Knowledge of Regulation Z to include Advertising Rules, ATR, MLO Compensation

  • Strong Knowledge of Regulation B to include technical requirements such as Adverse Action, Timeliness of Decisions

  • Strong Knowledge of RESPA rules

  • Experience with Risk Assessments

  • Experience with Regulatory Change Management

  • Experience Issue Management

  • Experience with Complaint Reviews

  • Experience with Third Party Oversight

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is available for this position.

Find your purpose. Join our mission.

USAA has grown to serve almost 12 million members. USAA is on a mission - to facilitate the financial security of our members, the men and women of the U.S. military and their families worldwide by providing a full range of financial services and products. USAA attributes its long-standing success to its most valuable resource, our 32,000 employees. They are the heart and soul of our member-service culture.

Everything that happens at USAA is based on our core values: Service, Loyalty, Honesty, and Integrity. These are the foundations of how we do business with our members, as well as how we treat each other.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

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