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Why USAA?

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special

The Opportunity

As the head of AML Operational Controls, the individual selected will be responsible for designing, developing, executing, and operating USAA’s Anti-Money Laundering automated transaction monitoring systems including ownership of AML models, customer risk rating systems, data and related controls, sanctions watchlist screening systems, and internal management information system reporting functions to ensure consistent execution of the AML and sanctions program area across multiple lines of business.

The individual selected will lead, formulate, and execute a multiyear strategy and vision for a best-in-class AML program, linking regulatory requirements, policy, technology, and data, across a matrixed enterprise-wide group of stakeholders to succeed.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Charlotte, NC, or Tampa, FL.

What you'll do:

• Envisions, develops and refreshes an AML/OFAC program area strategy for multiple products and lines of business, including banking, securities, property and casualty, and/or life insurance

• Establishes goals and implements plans to achieve objectives supporting the AML program area strategy

• Partners effectively with enterprise-wide senior business leaders as well as other control functions

• Effectively represents their AML program area with USAA’s various senior management, boards of directors and federal regulators

• Provides strategic direction to the AML teams (which could include operational, analytical or risk management components) that monitor and analyze trends, patterns, and external factors impacting USAA’s money laundering risk

• Provides executive oversight and governance for their responsible AML program area or line(s) of business

• Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching and support, performance management, and managerial activities

What you have:

Minimum Education:

• Bachelor's degree required

• 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree

Minimum Experience:

• 10 or more years of progressive related experience pertaining to AML, BSA and/or OFAC area supporting financial services, insurance, and/or banking related products.

• 6 or more years of people leadership experience in building, managing and/or developing high-performing teams

• Experience collaborating with key internal and external resources and stakeholders regarding AML impacting business strategy, influencing decisions and overseeing work to achieve strategic goals

• Executive-level business acumen in the areas of AML business operations, industry practices and emerging trends in the financial services industry

• Expert in AML regulatory compliance and industry regulations, related to their AML program area of responsibility

• Collaboration skills in working with key internal and external resources and executive stakeholders regarding AML, influencing decisions and overseeing work to achieve strategic goals

• Experience working in high visibility, high pressure environments

• Knowledge of federal laws, rules, and regulations to include:USA Patriot Act, AML/BSA (Bank Secrecy Act), OFAC/Sanctions

Preferred Qualifications:

• Engages and influences technology partners related to evolution of automation within a maturing AML program.

• Partners directly with AML Technology and other data/technology functions to ensure alignment to Enterprise Data/Technology initiatives and influence change across the institution.

• Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques; structure potential solutions; drive to resolution with senior stakeholders

• Develop and implement a Data Governance program that supports risk management and compliance goals

• Drive end-to-end design and implementation process to develop AML rules/models and improve data governance program.

• Participate actively with Governance and Oversight teams to and ensure Model related efforts are in compliance with the governance framework

• Knowledge of federal laws, rules, and regulations to include:USA Patriot Act, AML/BSA (Bank Secrecy Act), OFAC/Sanctions/Export Controls

Compensation:

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $188,330 - 338,990

Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.

Benefits:

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

If you are an existing USAA employee, please use the internal career site in OneSource to apply.

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Find your purpose. Join our mission.

USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.

USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.